Bajaj Allianz General Insurance has launched ‘Ningalkkaayi’, a comprehensive health insurance plan exclusively for Kerala residents, combining affordability, flexibility, and advanced medical coverage. The plan offers coverage for modern treatments like robotic surgery and stem cell therapy, along with unlimited sum insured reinstatement and super cumulative bonus benefits.
Kochi : Bajaj Allianz General Insurance, one of India’s top private general insurers, has launched ‘Ningalkkaayi’, a specially designed health insurance plan aimed at the people of Kerala. Announcing the launch, Dr. Tapan Singhel, MD & CEO, stated that the plan goes beyond typical health insurance, reflecting the company’s commitment to providing customized, quality healthcare protection for the state’s residents.
Offered in both individual and floater variants, the policy provides flexible sum insured options ranging from ₹5 lakh to ₹20 lakh, making it suitable for a wide range of customers—from young professionals to senior citizens. The plan offers comprehensive coverage, including in-patient hospitalization, pre- and post-hospitalization expenses, day care procedures, and advanced treatments like robotic surgeries and stem cell therapy. It also covers organ donor expenses, easing financial strain during critical medical situations.
A standout feature of ‘Ningalkkaayi’ is the unlimited reinstatement of the sum insured for multiple claims within the policy year. Additionally, customers who don’t make any claims can receive up to 200% additional coverage through the Super Cumulative Bonus feature. Dr. Singhel emphasized that the plan is specially tailored to meet Kerala’s healthcare needs, offering optional add-ons and tech-enabled benefits for comprehensive financial and medical security.
